Financial Literacy for Kids and Young Adults

A Learning Ecosystem powered by Blockchain

About ayu

ayu is a passion project. When we started to introduce concepts like savings vs. spending vs. investing vs. giving back to our 8-year-old, he started to respond well. We did not give him a traditional “piggy bank” – instead we created a simple digital piggy bank for him on our laptop. He had the option of spending, saving, or giving back with the digital money in his digital piggy bank. We started to see that he would track and manage his digital piggy bank smartly and diligently.

This is how ayu was born.

Our goal is to build an ecosystem that introduces and enables financial literacy and money management for kids. We have seen so many examples of generations of families that lead a debt-ridden life. In most cases, the parents don’t have the necessary financial literacy to teach their kids. Financial literacy is not taught in schools. So, for the most part, kids are unable to learn this very important subject and thus break out of the “debt cycle”. This is what we aspire to fix.

Our vision is to enable our holders to learn, spend, save, invest and give back directly on our ayu platform.

Join us on our journey...

Roadmap

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Short-lessons

Lesson #2: Money

Money is something (such as #coins or #bills) that is used to buy #goods and #services and to #pay #people....

Lesson #3: Budgeting

One thing that all of us should do is #create and #manage a #budget. A budget is a means of keeping track....

Lesson #5: Income

Income is #money that someone gets for doing #work. Most commonly, it is money that is paid by an #employer....

Lesson #6: Debt

It is important for kids to understand what borrowing and debt mean early in their lives. An easy way to explain this to #kids....

Lesson #7: Risk

It is never too early to begin learning the concept of risk. Risk is any situation that exposes someone to danger....

Lesson #2: Currency

Currency is the official #money of a country. Typically, it consists of #papermoney and #coins. Each country....

Lesson #3: Careers

In the most basic sense, a career is a #job that one dedicates their life to do. Examples of a career are a #lawyer, #firefighter....

Lesson #2: Saving

Saving is when you take some potion of what you #earn, don't #spend it today, but set it aside for the future....

Lesson #4: Credit cards

#Credit #cards are used widely. #Kids see their parents use credit cards daily, and they will often have questions....

Lesson #6: Assets

Assets are things that we own and can be sold to get money. Another way to think about assets is that....

Lesson #7: Liabilities

A liability is something a person owes, usually a sum of #money. In other words, when you borrow money from someone....

Lesson #1: Insurance

Insurance is something that protects you #financially against a #loss. This means that if something goes wrong....

Lesson #3: Interest

Interest is a very important concept to understand in #finance. The simplest way to understand interest is....

Lesson #6: Credit Report

A credit #report is a detailed summary of an individual's #credithistory. Such a report has your personal information....

Lesson #3: Taxes

Taxes are mandatory monies that a government gets from its citizens. This money is then used...

Lesson #5: Resume

A Resume is a written summary of qualifications, skills and work-related experience of an individual....

Lesson #1: Marketing

Marketing refers to all activities that an organization or individual does to promote and sell products or services...

Lesson #3: Loans

A loan is a type of #debt. A borrower borrows a sum of #money (called the loan) from the lender...

Lesson #5: Types of Debt

We will learn about the different types of debt. Debt is often broken down into two buckets: “Bad” debt and “Good” debt...

Lesson #1: Economy

At the most basic level, the economy is the part of our society that deals with the creation and use of wealth..

Lesson #3: Inflation

Inflation, in its most basic sense, is a rise in prices. For instance, a baseball bat that cost $20 two years ago may now cost $25..

FAQs

Below we’ve provided answers to some of the questions we have recieved. For any other questions, please contact us on any of our social platforms. Or please send us an email at admin@ayu.technology

At this time, we dont have a definite timeline for this

Yes you will be able to use Metamask to purchase $AYU tokens when the tokens go live

Due to the high costs involved, we have put the blockchain development part of the project on hold. However, we want to make sure that learning is not impacted and thus are focusing on content development as you can see above

You can connect with us on any of our social platforms or please send us an email at admin@ayu.technology.


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